Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

June 19, 2026 • 00:11:19
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Annuity Awareness Month: What Caps and Participation Rates Really Mean

June is Annuity Awareness Month, making it the perfect time to take a closer look at one of the most misunderstood retirement planning tools....

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June 05, 2026 • 00:09:36
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The TSP Inheritance Trap: What Your Beneficiaries Need to Know

Most federal employees spend years building their Thrift Savings Plan—but few understand what happens when that money is passed on to the next generation....

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June 02, 2026 • 00:14:33
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Waiting on OPM? Understanding Retirement Processing, Interim Payments & Finalization

You retired. You submitted the paperwork. Now you're waiting. In this episode of Rayna Retirement, Rayna Reyes explains what really happens after federal and...

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May 30, 2026 • 00:04:30
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Ready to Retire? Here's How to Use ORA Without Losing Your Mind

Retirement paperwork can feel overwhelming, but it doesn't have to be. In this episode of Rayna Retirement, Rayna Reyes breaks down the Online Retirement...

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May 28, 2026 • 00:07:32
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Podcast Extra: Hearing Loss with Dr. Ryan Potter

Retirement.Radio’s Matt McClure speaks with Dr. Ryan Potter about the growing issue of hearing loss among first responders and why protecting hearing health is...

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May 26, 2026 • 00:11:56
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TSP Loans Explained: Borrowing From Yourself the Smart Way

In this episode of Rayna Retirement, Rayna Reyes breaks down one of the most misunderstood features of the Thrift Savings Plan: TSP loans. Rayna...

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