Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

September 24, 2025 00:20:09
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Quit Smoking? Maybe. Quit Overspending? Definitely: Small Changes for Big Retirement Impact

They say the little things add up—and when it comes to your money, that couldn’t be more true. In this episode of Rayna Retirement,...

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September 19, 2025 00:08:06
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Small Business, Big Opportunity: Retirement Planning Beyond Federal Benefits

This week on Rayna Retirement, Rayna Reyes takes a step outside the world of federal benefits to focus on a topic that affects many...

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September 17, 2025 00:10:37
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What You Gonna Do When the 401(k) Comes for You?

What happens to your TSP or 401(k) when you retire? In this episode of Rayna Retirement, Rayna Reyes takes a lighthearted but practical approach...

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September 12, 2025 00:10:33
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Civil Service vs. FERS: Understanding Your Retirement Contributions

Are you a federal employee wondering about the differences between CSRS and FERS retirement systems? In this episode of Rayna Retirement, Rayna Reyes uses...

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September 10, 2025 00:09:36
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Understanding Your OPM Annuity Statement: What Retirees Need to Know

For federal employees, retirement doesn’t mean the paperwork ends—it just changes forms. In this episode of Rayna Retirement, host Rayna Reyes walks through the...

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September 05, 2025 00:15:37
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Social Security Secrets: Timing, Disability, and Making the Right Choice

When it comes to retirement, few decisions are as important as when to start taking Social Security. In this episode of Rayna Retirement, host...

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