Latest Episodes
Social Security Secrets: Timing, Disability, and Making the Right Choice
When it comes to retirement, few decisions are as important as when to start taking Social Security. In this episode of Rayna Retirement, host...
RMDs, Taxes, and Planning Ahead: Don’t Let Uncle Sam Take Too Much
If you’ve been saving in the TSP or another qualified retirement plan, you know Uncle Sam has been patient—but not forever. In this episode...
Medicare, Open Enrollment, and Avoiding Costly Mistakes
Every fall, federal and postal employees face important decisions during open enrollment. In this episode of Rayna Retirement, host Rayna Reyes breaks down how...
The Three-Legged Stool: Federal Retirement Explained
In this episode of Rayna Retirement, host Rayna Reyes breaks down the classic three-legged stool of federal retirement planning: your pension, Social Security, and...
The 5-Year Rule: Keeping Your Federal Health Insurance in Retirement
In this episode of Rayna Retirement, host Rayna Reyes unpacks one of the most important—and often misunderstood—rules in federal retirement planning: the 5-year requirement...
Divorce and Federal Retirement: What You Need to Know
Divorce is rarely simple—and for federal and postal employees, it can get especially complicated when pensions, survivor benefits, and the Thrift Savings Plan (TSP)...