Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

March 21, 2025 00:07:12
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Don’t Overpay: Rayna’s Medicare Part B Breakdown for Federal Employees

In this episode of Rayna Retirement, Rayna Reyes breaks down what the Postal Reform Act means for your Medicare and health benefits—and how it...

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March 14, 2025 00:23:33
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Federal Employee Exodus: Understanding Your Retirement Options

With the federal workforce experiencing an unprecedented wave of early retirement offers, federal employees must make critical decisions about their future. In this episode,...

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March 08, 2025 00:14:49
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FEGLI Facts: Why You Shouldn’t Ignore Your Federal Life Insurance

FEGLI isn’t just life insurance—it’s a powerful financial tool. In this episode, Rayna Reyes walks federal employees through their life insurance options, from basic...

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February 21, 2025 00:19:15
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The Hidden Tax Traps of TSP & How to Avoid Them

The Secure Act changed the rules for required minimum distributions and how your TSP is taxed after you pass away. Are your heirs prepared...

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February 14, 2025 00:19:06
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Outsmarting Uncle Sam: How Roth Accounts Can Lower Your Lifetime Tax Bill

Paying taxes is inevitable, but overpaying is optional. In this episode, Rayna Reyes explains how Roth accounts let you pay taxes on your terms—potentially...

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February 07, 2025 00:14:17
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Signed, Sealed, Retired: USPS Early Exit Strategies

If you're a United States Postal Service worker considering early retirement, this episode is for you! Host Rayna Reyes breaks down the latest USPS...

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