Latest Episodes

Don’t Overpay: Rayna’s Medicare Part B Breakdown for Federal Employees
In this episode of Rayna Retirement, Rayna Reyes breaks down what the Postal Reform Act means for your Medicare and health benefits—and how it...

Federal Employee Exodus: Understanding Your Retirement Options
With the federal workforce experiencing an unprecedented wave of early retirement offers, federal employees must make critical decisions about their future. In this episode,...

FEGLI Facts: Why You Shouldn’t Ignore Your Federal Life Insurance
FEGLI isn’t just life insurance—it’s a powerful financial tool. In this episode, Rayna Reyes walks federal employees through their life insurance options, from basic...

The Hidden Tax Traps of TSP & How to Avoid Them
The Secure Act changed the rules for required minimum distributions and how your TSP is taxed after you pass away. Are your heirs prepared...

Outsmarting Uncle Sam: How Roth Accounts Can Lower Your Lifetime Tax Bill
Paying taxes is inevitable, but overpaying is optional. In this episode, Rayna Reyes explains how Roth accounts let you pay taxes on your terms—potentially...

Signed, Sealed, Retired: USPS Early Exit Strategies
If you're a United States Postal Service worker considering early retirement, this episode is for you! Host Rayna Reyes breaks down the latest USPS...