Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

October 20, 2026 • 00:09:56
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Federal Retirement with a Younger Spouse: Planning Across an Age Gap

What changes about your federal retirement plan when your spouse is more than 20 years younger? Your retirement dates, healthcare needs, and income timelines...

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October 16, 2026 • 00:17:51
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Roth Conversions Before Year-End: What Federal Retirees Should Consider

Could paying taxes on some retirement savings today help you manage future tax bills? In this episode of Rayna Retirement, Rayna Reyes explores why...

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October 14, 2026 • 00:02:33
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Podcast Extra: Avoiding the October Scaries

This Halloween-themed financial vignette explores the financial fears many Americans face, from market volatility and inflation to unexpected expenses and retirement uncertainty. Featuring insights...

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October 13, 2026 • 00:11:57
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Social Security’s Earnings Test: What Counts—and What Doesn’t?

Does every dollar you receive in retirement count toward an earnings limit? In this episode of Rayna Retirement, Rayna Reyes breaks down the difference...

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October 09, 2026 • 00:07:57
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Military Buyback: Could Your Service Increase Your Federal Pension?

Your military service may be able to do more than fill a chapter in your career—it could also count toward your civilian federal retirement....

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October 06, 2026 • 00:06:17
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Podcast Extra with Jean Chatzky: Turning Retirement Savings into a Forever Paycheck

You’ve spent decades saving for retirement—but how do you turn that money into income you can confidently spend? Retirement.Radio’s Matt McClure talks with bestselling...

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