Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

October 17, 2025 00:08:48
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How Much Should You Contribute to Your TSP? Get the Match and Max It Out!

Are you making the most of your Thrift Savings Plan (TSP)? In this episode of Rayna Retirement, Rayna Reyes breaks down exactly how much...

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October 14, 2025 00:13:07
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TSP Modernization: What Changed and How It Impacts You

Remember when the Thrift Savings Plan (TSP) used to be full of restrictions? Those days are gone—thanks to the TSP Modernization Act. In this...

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October 10, 2025 00:09:44
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Rollover Ready: What You Need to Know Before Moving Your TSP

Rolling over your TSP or other retirement plan can be confusing—but it doesn’t have to be. In this episode of Rayna Retirement, Rayna Reyes...

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October 07, 2025 00:10:12
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Why You Don’t Have to Give Up Your Nest Egg for Guaranteed Income

Pensions are disappearing, 401(k)s are everywhere, and federal employees often face confusing decisions about lifetime income. In this episode of Rayna Retirement, Rayna Reyes...

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October 03, 2025 00:06:59
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Postponed or Deferred? Making Sense of Federal Retirement Options

Do you know the difference between postponed retirement and deferred retirement under the federal benefits system? In this episode of Rayna Retirement, Rayna Reyes...

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September 30, 2025 00:10:08
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Don’t Leave Money on the Table: Why Military Buyback Pays Off

In this episode of Rayna Retirement, host Rayna Reyes tackles one of the most valuable—but often overlooked—benefits for federal and postal employees with prior...

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