Don’t Leave Money on the Table: Why Military Buyback Pays Off

In this episode of Rayna Retirement, host Rayna Reyes tackles one of the most valuable—but often overlooked—benefits for federal and postal employees with prior military service: buying back your military time.

Rayna breaks down the process step by step: how to apply for VA disability, why it matters, what “military buyback” really means, and how it can dramatically increase your federal pension. With real-world math examples and practical comparisons (like why it pays back faster than solar panels!), Rayna shows why the cost of buyback is far lower than most people think and how quickly it pays for itself.

If you’ve served in the military and now work in federal service, this episode could help you unlock thousands of dollars in future benefits—and ensure your years of service count where it matters most.

Served in the military before joining federal service? Don’t miss out on the benefits you’ve earned. Call Rayna directly at 850-450-6500 or reach the American Federal Benefits Consultants team at 1-800-872-8857. Visit us online at AmericanFederal.org to get started today.

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Contact: Rayna and the team at American Federal Benefits Consultants, call 1-800-872-8857 or visit AmericanFederal.org.

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.