Latest Episodes
Avoid the Medicare Surcharge: Planning Ahead for IRMAA
Think your income only matters for taxes? Think again. In this episode of Rayna Retirement, host Rayna Reyes, co-founder of American Federal Benefits Consultants,...
Medicare Open Enrollment: What to Watch for in 2026
It’s that time of year again — Medicare open enrollment! In this episode, host Rayna Reyes, co-founder of American Federal Benefits Consultants, helps listeners...
What Do You Think I’m Doing This For—My Health? Open Enrollment Explained!
It’s that time of year again—open enrollment season for federal employees and postal workers! In this episode of Rayna Retirement, Rayna Reyes takes a...
How Much Should You Contribute to Your TSP? Get the Match and Max It Out!
Are you making the most of your Thrift Savings Plan (TSP)? In this episode of Rayna Retirement, Rayna Reyes breaks down exactly how much...
TSP Modernization: What Changed and How It Impacts You
Remember when the Thrift Savings Plan (TSP) used to be full of restrictions? Those days are gone—thanks to the TSP Modernization Act. In this...
Rollover Ready: What You Need to Know Before Moving Your TSP
Rolling over your TSP or other retirement plan can be confusing—but it doesn’t have to be. In this episode of Rayna Retirement, Rayna Reyes...