Rayna Reyes delivers an engaging and eye-opening discussion on one of the most valuable—but often overlooked—retirement strategies for federal employees: military buyback.
Through a real client story, Rayna illustrates just how powerful this strategy can be. After discovering that a federal employee had 11 years of prior military service that had not been bought back, she helped initiate the process—ultimately increasing the client’s pension by an estimated $9,000 per year for life.
Rayna explains how buying back eligible military service can significantly boost total years of service, increase pension income, and accelerate retirement readiness. She also emphasizes a critical deadline: military time must be bought back before retirement—once you retire, the opportunity is gone.
With her signature mix of humor and practical advice, Rayna encourages listeners to take action now, not later, and explains how her team can help guide federal employees through the process step by step.
For anyone with prior military service, this episode could be the key to unlocking thousands of dollars in additional retirement income.
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Contact Rayna directly at 850-450-6500
Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org
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YouTube: https://www.youtube.com/@RaynaRetirement
Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.
Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.
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