How to Buy Back Your Military Time (Without the Confusion)

Rayna Reyes breaks down the first—and most important—step in the military buyback process for federal employees. For those who have served in the military, buying back that time can significantly increase a future pension—but many don’t know where to start.

In this episode, Rayna simplifies the process by walking through how to request your estimated military earnings, what forms you’ll need (including your DD214), and how to properly submit your documents through DFAS. She explains common pitfalls, timelines, and why getting this step right is critical before anything else can move forward.

If you’ve ever felt overwhelmed by the military buyback process, this episode provides a clear, actionable starting point to help you take control of your retirement benefits.

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Contact Rayna directly at 850-450-6500
Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org

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YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.