Latest Episodes
RMDs, Taxes, and Planning Ahead: Don’t Let Uncle Sam Take Too Much
If you’ve been saving in the TSP or another qualified retirement plan, you know Uncle Sam has been patient—but not forever. In this episode...
Medicare, Open Enrollment, and Avoiding Costly Mistakes
Every fall, federal and postal employees face important decisions during open enrollment. In this episode of Rayna Retirement, host Rayna Reyes breaks down how...
The Three-Legged Stool: Federal Retirement Explained
In this episode of Rayna Retirement, host Rayna Reyes breaks down the classic three-legged stool of federal retirement planning: your pension, Social Security, and...
The 5-Year Rule: Keeping Your Federal Health Insurance in Retirement
In this episode of Rayna Retirement, host Rayna Reyes unpacks one of the most important—and often misunderstood—rules in federal retirement planning: the 5-year requirement...
Divorce and Federal Retirement: What You Need to Know
Divorce is rarely simple—and for federal and postal employees, it can get especially complicated when pensions, survivor benefits, and the Thrift Savings Plan (TSP)...
Filling Out Your Federal Retirement Paperwork the Right Way
In this episode of Rayna Retirement, host Rayna Reyes walks you through the essential retirement forms that federal and postal employees must complete to...