Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

March 10, 2026 00:08:53
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What Happens When a Federal Employee Dies? Benefits Your Family Needs to Know

Nobody wants to think about death, but federal employees need to understand how survivor benefits work—because timing can mean tens of thousands of dollars...

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March 06, 2026 00:06:46
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TSP Inheritance Trap: Why Your Kids Could Lose Thousands in Taxes

If you're a federal employee planning to leave your TSP to your adult children, you need to hear this. Rayna Reyes exposes a little-known...

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March 04, 2026 00:08:56
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Don't Rob Peter to Pay Paul: Smart Debt Strategies for Federal Retirees

Should you pay off all your debt before retirement? The answer might surprise you. In this candid episode, Rayna Reyes breaks down the difference...

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February 28, 2026 00:06:26
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Roth vs Traditional TSP: Which Option Is Right for You?

Should you contribute to Traditional or Roth TSP? Federal employees face this critical decision every pay period, and the choice you make today impacts...

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February 25, 2026 00:05:53
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Podcast Extra: How AI Is Reshaping Work for Older Americans — Insights from AARP’s Carly Roszkowski

Artificial intelligence is transforming the workplace faster than ever — and for older workers, that shift can feel both exciting and intimidating. Retirement.Radio’s Matt...

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February 24, 2026 00:15:26
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Federal Sick Leave Myths Debunked: What Really Counts Toward Retirement

Are you a federal employee sitting on hundreds (or thousands) of sick leave hours? Before you carry that time into retirement, Rayna Reyes has...

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