Latest Episodes
Roth vs Traditional: Where Should You Put Your Retirement Money?
When it comes to retirement savings, one of the biggest questions is simple—but powerful: Do you pay taxes now, or later? In this episode,...
Are You Paying Too Much for Life Insurance in Retirement?
If you’re a military retiree, veteran, or federal employee, your life insurance options don’t end when your career does—but the costs can change dramatically....
The “Big Beautiful Bill”: What It Means for Your Retirement Taxes
Rayna breaks down the recently passed federal tax legislation—often referred to as the “Big Beautiful Bill”—and what it really means for your retirement. From...
Federal Special Category Retirement: Rules, Benefits & Strategies
Not all federal retirements are created equal—and in this episode of Rayna Retirement, Rayna Reyes dives into the unique world of “special category” employees....
TSP Made Simple: Understanding Lifecycle (L) Funds
Your retirement strategy shouldn’t stay the same forever—and in this episode of Rayna Retirement, Rayna Reyes explains why your Thrift Savings Plan (TSP) should...
Your CSA Number is Everything: Navigating OPM in Retirement
In this episode of Rayna Retirement, Rayna Reyes walks federal retirees through one of the most important tools in retirement: the Office of Personnel...