Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

January 27, 2026 00:11:17
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Life Insurance That Pays While You’re Living: What Federal Employees Need to Know

If you’re a federal employee and you have FEGLI Basic life insurance, this is an episode you don’t want to skip. This time on...

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January 23, 2026 00:05:26
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Medicare Surprise Bills? How IRMAA Can Increase Part B Premiums

If you’ve ever heard the phrase “the more money we come across, the more problems we see,” this episode might hit close to home....

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January 20, 2026 00:07:14
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The “Big, Beautiful Bill” Explained: How New Tax Rules Impact Social Security After 65

In this fast-paced and fun episode of Rayna Retirement, Rayna dives into the wonderfully overwhelming world of federal retirement acronyms—the alphabet soup every federal...

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January 16, 2026 00:05:56
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Slippin’ Through My Fingers: Saying Goodbye to Paper Retirement Applications

If you’re a federal or postal employee preparing for retirement, a major shift has officially arrived — and for many, it feels bittersweet. On...

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January 13, 2026 00:07:32
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Decoding Your Federal Retirement Alphabet Soup

In this fast-paced and fun episode of Rayna Retirement, Rayna dives into the wonderfully overwhelming world of federal retirement acronyms—the alphabet soup every federal...

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January 09, 2026 00:09:58
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Goodbye Paper: What Postal Employees Must Know About the New Online Retirement System

Starting January 1, 2026, USPS employees can no longer submit paper retirement applications—everything must go through the online ORA system. In this episode, Rayna...

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