Latest Episodes
Retired… Now What? Inside the OPM Process
In this episode of Rayna Retirement, Rayna walks federal employees step-by-step through what really happens after you retire — from your final day of...
The Roth TSP Is Changing—Here’s How to Use It to Your Advantage
In this fun and educational episode, Rayna uses her signature analogy—coffee vs. water—to explain the real difference between traditional retirement contributions and Roth contributions....
When Can You Retire? Understanding Your FERS Age Requirements
When can you retire as a FERS employee—and what happens at each milestone age? Rayna walks listeners through Minimum Retirement Age (MRA), age 62,...
Maximizing Your Federal Benefits: How CSRS and FERS Really Work
In this episode, Rayna Reyes breaks down the critical differences between CSRS (Civil Service Retirement System) and FERS (Federal Employees Retirement System)—and why understanding...
FERS & CSRS Eligibility: How to Know If It’s Time to Go
In this high-energy episode of Rayna Retirement, Rayna Reyes breaks down the most common question she hears from federal employees: “Can I retire yet?”...
Riding the Medicare Train: Eligibility, Enrollment & Avoiding Penalties
In this fun and highly practical episode of Rayna Retirement, Rayna Reyes helps you “ride the Medicare train” with confidence. Whether you're turning 65,...