Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

March 04, 2026 00:08:56
Episode Cover

Don't Rob Peter to Pay Paul: Smart Debt Strategies for Federal Retirees

Should you pay off all your debt before retirement? The answer might surprise you. In this candid episode, Rayna Reyes breaks down the difference...

Listen

February 28, 2026 00:06:26
Episode Cover

Roth vs Traditional TSP: Which Option Is Right for You?

Should you contribute to Traditional or Roth TSP? Federal employees face this critical decision every pay period, and the choice you make today impacts...

Listen

February 25, 2026 00:05:53
Episode Cover

Podcast Extra: How AI Is Reshaping Work for Older Americans — Insights from AARP’s Carly Roszkowski

Artificial intelligence is transforming the workplace faster than ever — and for older workers, that shift can feel both exciting and intimidating. Retirement.Radio’s Matt...

Listen

February 24, 2026 00:15:26
Episode Cover

Federal Sick Leave Myths Debunked: What Really Counts Toward Retirement

Are you a federal employee sitting on hundreds (or thousands) of sick leave hours? Before you carry that time into retirement, Rayna Reyes has...

Listen

February 20, 2026 00:03:49
Episode Cover

New VERA & RIF Offers Coming in 2026—Are You Eligible?

Are new early retirement opportunities heading your way in 2026? In this essential episode, Rayna Reyes breaks down the latest VERA (Voluntary Early Retirement...

Listen

February 18, 2026 00:02:02
Episode Cover

Podcast Extra: How to Build a Recession-Ready Budget

Recession talk is back for 2026—it may not be in every headline, but the odds aren’t at zero percent. You need to be prepared...

Listen