Latest Episodes
Decoding Your Federal Retirement Alphabet Soup
In this fast-paced and fun episode of Rayna Retirement, Rayna dives into the wonderfully overwhelming world of federal retirement acronyms—the alphabet soup every federal...
Goodbye Paper: What Postal Employees Must Know About the New Online Retirement System
Starting January 1, 2026, USPS employees can no longer submit paper retirement applications—everything must go through the online ORA system. In this episode, Rayna...
The Hidden Power of FEGLI Basic: The Benefit You Should Never Drop
This time around, Rayna breaks down one of the most misunderstood benefits in the entire federal system: FEGLI Basic Life Insurance. From how your...
Legacy Planning 101: Protecting Your Family From Taxes & Surprises
In this episode of Rayna Retirement, Rayna digs into one of the most important — yet most avoided — parts of retirement planning: legacy...
Retired… Now What? Inside the OPM Process
In this episode of Rayna Retirement, Rayna walks federal employees step-by-step through what really happens after you retire — from your final day of...
The Roth TSP Is Changing—Here’s How to Use It to Your Advantage
In this fun and educational episode, Rayna uses her signature analogy—coffee vs. water—to explain the real difference between traditional retirement contributions and Roth contributions....