Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

October 07, 2025 00:10:12
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Why You Don’t Have to Give Up Your Nest Egg for Guaranteed Income

Pensions are disappearing, 401(k)s are everywhere, and federal employees often face confusing decisions about lifetime income. In this episode of Rayna Retirement, Rayna Reyes...

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October 03, 2025 00:06:59
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Postponed or Deferred? Making Sense of Federal Retirement Options

Do you know the difference between postponed retirement and deferred retirement under the federal benefits system? In this episode of Rayna Retirement, Rayna Reyes...

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September 30, 2025 00:10:08
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Don’t Leave Money on the Table: Why Military Buyback Pays Off

In this episode of Rayna Retirement, host Rayna Reyes tackles one of the most valuable—but often overlooked—benefits for federal and postal employees with prior...

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September 26, 2025 00:16:50
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Burn, Baby, Burn: Maximizing Your Federal Sick Leave Before Retirement

In this episode of Rayna Retirement, host Rayna Reyes breaks down one of the most misunderstood parts of federal retirement planning: unused sick leave....

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September 24, 2025 00:20:09
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Quit Smoking? Maybe. Quit Overspending? Definitely: Small Changes for Big Retirement Impact

They say the little things add up—and when it comes to your money, that couldn’t be more true. In this episode of Rayna Retirement,...

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September 19, 2025 00:08:06
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Small Business, Big Opportunity: Retirement Planning Beyond Federal Benefits

This week on Rayna Retirement, Rayna Reyes takes a step outside the world of federal benefits to focus on a topic that affects many...

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