Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

January 20, 2026 00:07:14
Episode Cover

The “Big, Beautiful Bill” Explained: How New Tax Rules Impact Social Security After 65

In this fast-paced and fun episode of Rayna Retirement, Rayna dives into the wonderfully overwhelming world of federal retirement acronyms—the alphabet soup every federal...

Listen

January 16, 2026 00:05:56
Episode Cover

Slippin’ Through My Fingers: Saying Goodbye to Paper Retirement Applications

If you’re a federal or postal employee preparing for retirement, a major shift has officially arrived — and for many, it feels bittersweet. On...

Listen

January 13, 2026 00:07:32
Episode Cover

Decoding Your Federal Retirement Alphabet Soup

In this fast-paced and fun episode of Rayna Retirement, Rayna dives into the wonderfully overwhelming world of federal retirement acronyms—the alphabet soup every federal...

Listen

January 09, 2026 00:09:58
Episode Cover

Goodbye Paper: What Postal Employees Must Know About the New Online Retirement System

Starting January 1, 2026, USPS employees can no longer submit paper retirement applications—everything must go through the online ORA system. In this episode, Rayna...

Listen

January 02, 2026 00:09:33
Episode Cover

The Hidden Power of FEGLI Basic: The Benefit You Should Never Drop

This time around, Rayna breaks down one of the most misunderstood benefits in the entire federal system: FEGLI Basic Life Insurance. From how your...

Listen

December 26, 2025 00:09:07
Episode Cover

Legacy Planning 101: Protecting Your Family From Taxes & Surprises

In this episode of Rayna Retirement, Rayna digs into one of the most important — yet most avoided — parts of retirement planning: legacy...

Listen
Next