Latest Episodes

The Three-Legged Stool: Federal Retirement Explained
In this episode of Rayna Retirement, host Rayna Reyes breaks down the classic three-legged stool of federal retirement planning: your pension, Social Security, and...

The 5-Year Rule: Keeping Your Federal Health Insurance in Retirement
In this episode of Rayna Retirement, host Rayna Reyes unpacks one of the most important—and often misunderstood—rules in federal retirement planning: the 5-year requirement...

Divorce and Federal Retirement: What You Need to Know
Divorce is rarely simple—and for federal and postal employees, it can get especially complicated when pensions, survivor benefits, and the Thrift Savings Plan (TSP)...

Filling Out Your Federal Retirement Paperwork the Right Way
In this episode of Rayna Retirement, host Rayna Reyes walks you through the essential retirement forms that federal and postal employees must complete to...

The Survivor Benefit Teeter-Totter: What Every FERS & CSRS Employee Should Know
If you’re a federal employee or retiree, understanding your survivor benefit options could mean the difference between financial stability and unexpected shortfalls for your...

Am I Eligible Yet? FERS, CSRS, and Knowing When to Go
Ever feel like you’re counting down the days until your retirement like a prisoner waiting for parole? You’re not alone. In this episode, Rayna...