Rayna Retirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show ...more

Latest Episodes

August 22, 2025 00:09:19
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The Three-Legged Stool: Federal Retirement Explained

In this episode of Rayna Retirement, host Rayna Reyes breaks down the classic three-legged stool of federal retirement planning: your pension, Social Security, and...

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August 22, 2025 00:07:39
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The 5-Year Rule: Keeping Your Federal Health Insurance in Retirement

In this episode of Rayna Retirement, host Rayna Reyes unpacks one of the most important—and often misunderstood—rules in federal retirement planning: the 5-year requirement...

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August 19, 2025 00:08:58
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Divorce and Federal Retirement: What You Need to Know

Divorce is rarely simple—and for federal and postal employees, it can get especially complicated when pensions, survivor benefits, and the Thrift Savings Plan (TSP)...

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August 15, 2025 00:20:41
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Filling Out Your Federal Retirement Paperwork the Right Way

In this episode of Rayna Retirement, host Rayna Reyes walks you through the essential retirement forms that federal and postal employees must complete to...

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August 09, 2025 00:11:39
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The Survivor Benefit Teeter-Totter: What Every FERS & CSRS Employee Should Know

If you’re a federal employee or retiree, understanding your survivor benefit options could mean the difference between financial stability and unexpected shortfalls for your...

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August 01, 2025 00:17:02
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Am I Eligible Yet? FERS, CSRS, and Knowing When to Go

Ever feel like you’re counting down the days until your retirement like a prisoner waiting for parole? You’re not alone. In this episode, Rayna...

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