Latest Episodes
Maximizing Your Federal Benefits: How CSRS and FERS Really Work
In this episode, Rayna Reyes breaks down the critical differences between CSRS (Civil Service Retirement System) and FERS (Federal Employees Retirement System)—and why understanding...
FERS & CSRS Eligibility: How to Know If It’s Time to Go
In this high-energy episode of Rayna Retirement, Rayna Reyes breaks down the most common question she hears from federal employees: “Can I retire yet?”...
Riding the Medicare Train: Eligibility, Enrollment & Avoiding Penalties
In this fun and highly practical episode of Rayna Retirement, Rayna Reyes helps you “ride the Medicare train” with confidence. Whether you're turning 65,...
1-2-3 Roth! Your TSP Contribution Strategy Made Simple
Rayna breaks down the difference between Roth and Traditional TSP contributions using her signature humor—and even a brand-new song. Learn why your contribution type...
Love & Marriage, Part 2: What Every Federal Employee Needs to Know About Survivor Benefits
In this episode of Rayna Retirement, Rayna Reyes breaks down some of the most confusing—and most misunderstood—questions federal employees have about survivor benefits and...
Love, Marriage, and Survivor Benefits: Choosing What’s Right for You
Love and marriage come with a lot of decisions — and for federal employees, one of the most important is whether or not to...