What Do You Think I’m Doing This For—My Health? Open Enrollment Explained!

It’s that time of year again—open enrollment season for federal employees and postal workers! In this episode of Rayna Retirement, Rayna Reyes takes a fun but practical look at one of the most important decisions you’ll make each year: choosing your health insurance plan.

With her trademark humor (“What do you think I’m doing this for—my health?”), Rayna explains what you need to know before making changes to your FEHB or PSHB plan this November.

You’ll learn:

• ️The key dates and deadlines for open enrollment and Medicare
• The difference between FEHB and the new Postal Service Health Benefits (PSHB) program
• How to avoid a surprise jump in your premiums come January
• ‍❤️‍ Why some “Twinkie couples” (two federal or postal spouses) can save hundreds with separate self-only plans
• The 5-year rule for keeping your health insurance in retirement—and how survivor benefits work for your spouse

 With real-world examples, personal stories, and her signature energy, Rayna helps you navigate open enrollment with confidence—so you can keep great coverage, save money, and retire with peace of mind.

Contact Rayna directly at 850-450-6500
Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org

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YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.