Retired… Now What? Inside the OPM Process

In this episode of Rayna Retirement, Rayna walks federal employees step-by-step through what really happens after you retire — from your final day of service all the way to receiving your official annuity payments. Drawing directly from OPM guidelines, Rayna explains why your retirement date matters, how the baton pass from HR to OPM works, what “interim payments” are, and how long you can expect the process to take. She also clears up confusion around annual leave payouts, website access, claim numbers, and how dental/vision coverage through BENEFEDS fits into the post-retirement timeline.

Whether you're retiring at month-end, navigating a government backlog, or wondering why nothing has shown up yet, this episode gives you the clarity and confidence to understand every stage of the process. If you’re stuck in the waiting phase and unsure what to do next — Rayna has practical steps to help you move forward.

Rayna’s direct line for scheduling: 850-450-6500

Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org

 --

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.