Podcast Extra: How AI Is Reshaping Work for Older Americans — Insights from AARP’s Carly Roszkowski

February 25, 2026 00:05:53
Podcast Extra: How AI Is Reshaping Work for Older Americans — Insights from AARP’s Carly Roszkowski
Rayna Retirement
Podcast Extra: How AI Is Reshaping Work for Older Americans — Insights from AARP’s Carly Roszkowski

Feb 25 2026 | 00:05:53

/

Show Notes

Artificial intelligence is transforming the workplace faster than ever — and for older workers, that shift can feel both exciting and intimidating. Retirement.Radio’s Matt McClure sits down with Carly Roszkowski, VP of Financial Resilience Programming at AARP, to unpack how AI is reshaping the job market and what it means for workers over 50.

They explore new research showing that many older workers are worried about job security and finding new employment — and why AI is becoming both a challenge and a powerful opportunity. Carly shares practical ways job seekers can use AI tools to research companies, tailor resumes, prepare for interviews, and stay competitive in a rapidly evolving workforce.

The conversation also highlights the growing value of multigenerational workplaces and why experience still matters in an AI-driven world. Plus, Carly points listeners to AARP’s free resources designed to help older adults navigate career transitions with confidence.If you’re thinking about career longevity, job security, or how technology is reshaping the future of work, this episode offers timely insights and practical guidance you can use right now.

--

Contact Rayna directly at 850-450-6500
Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org

--

YouTube: https://www.youtube.com/@RaynaRetirement

Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.

Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.

View Full Transcript

Episode Transcript

[00:00:00] Speaker A: Well, the job market these days can be tough for anybody, but especially older workers really concerned about either losing their job and then having to find a new one in a tough job market or, you know, other concerns within the workplace. And AI is increasingly becoming a part of that workplace, including finding a new job. Well, joining me to talk more about that is Carly Roskowski with aarp. She is the VP of Financial Resilience programming there. Hi, Carly, how are you? [00:00:31] Speaker B: I'm good, Matt. Thanks so much for having me today. [00:00:33] Speaker A: No problem. Thanks so much for being a part of the discussion here. And it's a very important one. I mean, first of all, as we kind of set the, the sort of baseline, I guess, for our conversation, what are people saying about their concerns about either, you know, losing a job, finding a new job at a certain age? I know that you all have some new research that kind of delves into that. [00:00:55] Speaker B: Yes, we do. And the labor market is, is quite challenging right now. Many people who have jobs are staying put. We're calling that sort of job hugging. You might have heard that term. So older workers who have been laid off or those who retired and want to go back to work may have more difficulty finding a job than they have in the past during this current climate. Our recent research shows that about a quarter of the older workers we surveyed are concerned about losing their job within the next year. And more than Two thirds, about 67% of older workers believe it would be difficult to find a new job right now. [00:01:30] Speaker A: Yeah. Wow. It really is a concern obviously, for a lot of folks then. And so, you know, I mentioned AI there. You know, it's, it's sort of taking over our lives a bit. And, and I think it's gone from maybe this sort of like, scary unknown thing to just this sort of tool that we're all using in one way or another. How are workplaces, especially in the job search or that maybe the, the candidate search, if you're talking about the, the company's position there, like the candidate part of things, how are they using that? And I guess as a, as a follow up to that, how can candidates for jobs actually use that to their advantage? [00:02:12] Speaker B: Yeah, so the job market has changed dramatically in recent years with AI playing a much bigger role, both on the employer side and the job seeker side. So we encourage older workers to embrace this technology, including AI, and use it to help with their job search. You can use it to help write your resume and cover letters. It can also provide information or research on the companies that you're interested in or you're applying to. And it can even predict the types of questions that may be asked during an interview. [00:02:42] Speaker A: Wow. And so, you know, what are some tips that you may have for older job seekers who are either, you know, updating their resume, maybe looking at using different AI tools to either help with that or other aspects of the job search process? [00:02:58] Speaker B: Job seekers should focus on making sure that their resume highlights their skills and experience and not their age. So we recommend your resume resume be no more than two pages long. Focus on your recent experience, include your credentials, but you don't have to include your graduation dates. Take off your street address and maybe ditch that old AOL or Hotmail email address for a more modern service like Gmail. But we also talk a lot about making sure that your resume includes industry specific terms or keywords straight from the job descriptions that you're applying to. Because some employers are using AI based tools to do an initial review or scan of candidates. And if you have these keywords or specific terms, it can improve your chances of making it past those sort of first digital gatekeeper rounds. [00:03:48] Speaker A: Yeah, boy, talk about the changes in the workplace and in the job seeking area. It really is crazy how things do evolve over time. And you know, I mean, as we talk about older workers and folks going either going back to the workplace or just being in the workplace for a long time and bringing that experience to the table. Aarp, I know, often really highlights the benefits that come with that. You know, people of different generations working together. What does that look like right now in 2026? [00:04:21] Speaker B: Yeah, there are five generations in the workplace today, which is fantastic. And we see and research shows that multi generational teams bring together different perspectives, different skill sets and different ways of solving problems. We hear from younger workers that collaborating with older colleagues provides them opportunities to learn new skill and contributes to maybe a more productive work environment. Our recent research shows that 90% of all workers enjoy working with people of different ages. [00:04:52] Speaker A: Yeah, I often have enjoyed that as well. Like just getting that when I was younger, like, you know, getting that experience and, and all of that just from people who have been there and done that in the workplace. I always thought was just so helpful. And really they really do just bring a lot to the work that they do. And along those lines, what resources are out there? You know, from aarp, I should say for older Americans who may be looking [00:05:17] Speaker B: for work right now, job seekers can go to aarp.org work to find expert advice, tools, resources, including AARP and Indeed's job search platform, which offers thousands of curated job listings. Help with your resume and interview prep. [00:05:38] Speaker A: Very good. Well, we will direct our listeners in that well direction. Carly Roskowski is vp, VP of Financial Resilience Programming at aarp. Carly, thank you so much for spending a few minutes with me. I really do appreciate it. [00:05:51] Speaker B: Thank you, Matt. Have a wonderful day.

Other Episodes

Episode

March 13, 2026 00:09:38
Episode Cover

The Gift of Preparedness: Why Your Spouse Needs to Know Your Financial Plan

In this heartfelt episode, Rayna tackles a difficult but essential topic: preparing your spouse for what happens if something happens to you. Drawing from...

Listen

Episode

February 24, 2026 00:15:26
Episode Cover

Federal Sick Leave Myths Debunked: What Really Counts Toward Retirement

Are you a federal employee sitting on hundreds (or thousands) of sick leave hours? Before you carry that time into retirement, Rayna Reyes has...

Listen

Episode

April 11, 2025 00:15:40
Episode Cover

Follow the Yellow Brick Road to Federal Retirement

Headed toward your own Emerald City—retirement? ️ In this episode, Rayna Reyes helps federal employees map out the twists and turns on the journey...

Listen