If you’re a military retiree, veteran, or federal employee, your life insurance options don’t end when your career does—but the costs can change dramatically.
In this episode, Rayna breaks down the key differences between Veterans Group Life Insurance (VGLI) and Federal Employee Group Life Insurance (FEGLI), including how premiums increase over time and what that means for your retirement budget.
You’ll learn how pricing shifts at key age milestones, why many retirees reduce or eliminate coverage, and how to think through your options if you’re currently paying for both. Rayna also highlights important considerations for spouses and outside coverage, helping you make informed decisions about protecting your legacy without overpaying.
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Contact Rayna directly at 850-450-6500
Or call the American Federal Benefits Consultants team at 1-800-872-8857
Visit: AmericanFederal.org
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YouTube: https://www.youtube.com/@RaynaRetirement
Rayna Retirement is the go-to podcast for federal employees – or anyone – looking to make smarter financial decisions with clarity and confidence. Hosted by Rayna Reyes, co-founder of American Federal Benefits Consultants, this show simplifies the complexities of retirement, benefits, and financial planning.
Whether you're navigating your FERS or CSRS pension, maximizing your TSP, or seeking expert advice on 401(k)s or IRAs, Rayna is here to guide you every step of the way. Tune in for practical knowledge, ethical solutions, and expert insights as you prepare for a secure and fulfilling retirement.
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